Examples of Trades Covered
Abseiling Contractors Acoustic Engineers Advertising Contractors Aerial
Erection Air Conditioning Engineers Alarm Installers Architects Bathroom
Installer Boiler services Bricklayers Builders Carpenters Carpet Fitters
Cavity Wall Insulation Ceiling Installers Chimney Sweeps Cleaners Computer
Consultant Consultant Engineers Concrete Contractor Construction Plant
Repairers Damp-proofing Installer Double Glazing Installers Drain Cleaners
Ductwork Installers Electrical Contractors Fencing Contractor Flooring
Construction Fork Lift Truck Servicing Gas Fitters Grit Blasters Ground
Workers Guttering & Fascia Board Fitter Haulage Contractors Heating
Hydraulic Engineers Insulation Contractors Joiners Kerb & Paving
Layers Kitchen Installers Landscaping Contractors Lift Engineers Plastering
and Pebble Dashing Loft Insulation Machine Dismantling Installation/Servicing
Mastic Sealant Painter & Decorator Industrial Pipe Fitters Plumbers
Refrigeration Engineers Road Surfacing & Road Marking Roller Shutter
& Door Installation Roofing & Cladding Scaffolding Contractor
Shop Fitters Shot Blasting Shuttering Formwork Site Clearance Sprinklers
installation Steel Fabricators Steel Reinforcing Rod Installers Steel
Erectors Stone Masons Surveyors Timber Treatment Treefellers Underpinning
Contractors Welding Contractors Window Cleaning
To obtain a liability quotation, please complete our on-line
Liability Quote Form
Disclaimer
In the current market conditions, we are unable to guarantee obtaining
a quotation although we will do our very best to assist you.
Main Contractors
In order to assist you, please complete and return the on-line Enquiry
Form or alternatively telephone Keith Syrett ACII on 01268 774040.
Summary
of Covers Available:
Public Liability
This provides an indemnity cover in respect of any legal liability,
which arises in connection with your business to pay damages as a result
of accidental bodily injury to any person or accidental loss of or damage
to property occurring during the period of insurance.
Products Liability
This provides an indemnity in respect of your legal liability as described
above arising from products or services sold or supplied.
Limits Of Indemnity for both sections start from £1 million and
can be increased to £2 million, £5 million or £10
million
Employers' Liability
In 1969 the Government passed the 'The Employers' Liability (Compulsory
Insurance) Act ' which said that 'every employer carrying on any business
in Great Britain shall insure and maintain insurance against liability
for bodily injury or disease sustained by his employees and arising
out of and in the course of their employment' thus making Employers
Liability Insurance compulsory by law.
The term 'employee' means an individual who has entered into or works
under a contract of service. It includes not only persons paid under
the PAYE system but also labour only sub-contractors even if they hold
their own public liability insurance.
The standard limit of indemnity is £10 million
To obtain a liability quotation, please complete our on-line Enquiry
Form.
Contractors All Risks
This provides 'All Risks' cover for the property you are responsible
for at your contract sites and elsewhere. Four main sections are available.
Contract Works - this covers loss or damage to the contract
works and the materials for use in the contract up to an agreed sum
insured.
Own Plant, Tools & Equipment - this covers loss of or damage
to your own plant and equipment up to an agreed sum insured. Claims
will be settled on a market value basis.
Hired-In-Plant - this covers loss of or damage to hired-in-plant
up an agreed limit in respect of legal liability arising from the
contractual agreement with the hirer. Cover extends to include your
liability for continuing hire charges payable to the hirer in the
event of loss of or damage to the plant. The premium is based upon
the estimated hiring charges per annum and the limit requested.
Employees'Tools - this covers loss of or damage to tools belonging
to your employees whilst at the contract site only. There is a limit
of £500 per employee.
To obtain a quotation, please complete our on-line Enquiry
Form
Professional Indemnity
Cover is available for those trades that provide advice or design for
a specific fee, i.e. companies that undertake design and build contracts.
Indemnity is provided in respect of legal liability following a breach
of professional duty in the conduct and execution of professional activities
and duties.
Cover would include costs incurred in redesigning and or rectifying
any defective work constructed due to wrongful design together with
any financial and consequential losses incurred by third parties as
a result.
To obtain a quotation, please complete our on-line Enquiry
Form
Extended Scheme Covers
For certain trades such as Cleaning & Flooring Contractors,
Security & Fire Alarm Companies, extended covers are available including
Damage To Property Being Worked Upon, Failure Of The Product Supplied,
Loss Of Keys and Financial Loss.
It you are a Cleaning Company and you would like a quotation, please
complete our on-line Cleaning
Quote Form.
For all other trades,
please complete and return the on-line Enquiry
Form
